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EPF Calculator

Employee Provident Fund corpus from monthly contributions. Classroom maths only — not investment advice and not a broker product.

Inputs

Monthly basic (₹)Employee PF (%)Employer PF (%)Interest rate (% p.a.)Years

Estimated corpus

₹73,42,055

Contributions: ₹28,80,000
Interest: ₹44,62,055

How this works

Monthly contribution = basic × (employee% + employer%).
Corpus compounds monthly at the annual rate ÷ 12 (educational approximation).
EPS diversion and taxable interest nuances are simplified.

Educational only. PaisaTrade is not a broker and not SEBI-registered investment advice. Verify figures with your bank, broker, or tax professional before acting.

FAQs

Is employer contribution always 12%?

Often yes on basic+DA up to wage ceiling rules, but structures vary. Enter the % that applies to you.

Does this match EPFO exactly?

EPFO posts interest annually with specific rules. This is a smooth monthly model for planning.