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FD Calculator
Fixed deposit maturity with quarterly compounding. Classroom maths only — not investment advice and not a broker product.
Inputs
Maturity amount
₹1,41,478
Quarterly compounding
- Interest earned
- ₹41,478
- Principal
- ₹1,00,000
How this works
- Maturity = P × (1 + r/4)^(4 × years), where r is annual rate as decimal.
- Interest = maturity − principal.
- Senior-citizen rates and tax TDS are not auto-applied.
Educational only. PaisaTrade is not a broker and not SEBI-registered investment advice. Verify figures with your bank, broker, or tax professional before acting.
FAQs
Why quarterly compounding?
Most Indian bank FDs compound interest quarterly. Simple annual compounding would understate maturity slightly.
Is interest taxable?
Usually yes under “income from other sources,” subject to your slab and TDS rules. This tool shows pre-tax maturity.