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HRA Calculator
House rent allowance exemption u/s 10(13A). Classroom maths only — not investment advice and not a broker product.
Inputs
HRA exempt
₹3,00,000
- Taxable HRA
- ₹0
- Actual HRA
- ₹3,00,000
- Rent − 10% salary
- ₹3,00,000
- % of salary cap
- ₹3,00,000
How this works
- Exemption is the least of: actual HRA received; rent paid − 10% of salary; 50% (metro) or 40% (non-metro) of salary.
- Salary for this rule = basic + DA (enter DA if applicable).
- Taxable HRA = HRA received − exemption.
Educational only. PaisaTrade is not a broker and not SEBI-registered investment advice. Verify figures with your bank, broker, or tax professional before acting.
FAQs
Which cities are metro?
Typically Delhi, Mumbai, Kolkata and Chennai for this rule. Confirm current classification for your case.
Do I need rent receipts?
Employers and ITD often need proofs above thresholds. This tool only computes the formula.