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Lumpsum Calculator

One-time investment growth at a compounded annual rate. Classroom maths only — not investment advice and not a broker product.

Inputs

Expected value

₹3,10,585
Invested
₹1,00,000
Est. gains
₹2,10,585

How this works

  1. Future value = Principal × (1 + annual rate)^years.
  2. Gains = future value − principal.
  3. This assumes annual compounding of the rate you enter.

Educational only. PaisaTrade is not a broker and not SEBI-registered investment advice. Verify figures with your bank, broker, or tax professional before acting.

FAQs

What rate should I assume?

Many long-term equity planners use 10–12% as a rough educational range; debt is lower. Always stress-test lower rates too.

Is this the same as FD maths?

Similar idea, but bank FDs often compound quarterly. Use our FD calculator for that convention.