Salary Calculator

CTC to monthly take-home estimate. Classroom maths only — not investment advice and not a broker product.

Inputs

Annual CTC (₹)Basic (% of monthly CTC)HRA (% of basic)Employee PF (% of basic)Professional tax (₹ / mo)Other deductions (₹ / mo)

Est. take-home / mo

₹95,000

Monthly CTC: ₹1,00,000
Basic: ₹40,000
HRA: ₹20,000
Special: ₹40,000
PF (employee): ₹4,800

How this works

Monthly CTC = annual CTC ÷ 12.
Basic and HRA are % splits you control; remainder is special allowance.
Employee PF is % of basic; professional tax and other deductions reduce take-home.

Educational only. PaisaTrade is not a broker and not SEBI-registered investment advice. Verify figures with your bank, broker, or tax professional before acting.

FAQs

Why doesn’t this match my payslip?

Companies structure CTC differently (gratuity, insurance, variable pay). Adjust the % inputs to mirror your offer letter.

Is income tax deducted here?

Not in this simple model. Use the Income Tax calculator for tax, then subtract roughly 1/12 for monthly TDS estimate.