All calculatorsCalculators / SIP
SIP Calculator
Project mutual-fund SIP corpus with monthly compounding. Classroom maths only — not investment advice and not a broker product.
Inputs
Expected corpus
₹23,23,391
- Invested
- ₹12,00,000
- Est. gains
- ₹11,23,391
- Months
- 120
How this works
- We treat your SIP as an annuity due: each monthly instalment earns return for the full month.
- Monthly rate r = expected annual return ÷ 12 ÷ 100.
- Future value = P × [((1+r)^n − 1) / r] × (1+r), where P is monthly SIP and n is months.
Educational only. PaisaTrade is not a broker and not SEBI-registered investment advice. Verify figures with your bank, broker, or tax professional before acting.
FAQs
Is the SIP return guaranteed?
No. The rate you enter is an assumption for classroom planning. Market returns vary and past performance is not a promise of future results.
Does this include expense ratio or exit load?
No. Enter a net expected return after costs if you want a more conservative estimate.
Can I use this for stocks SIP?
The maths is the same for any fixed monthly investment. Stock SIP risk is usually higher than diversified mutual funds.