Investing aur funds

Mutual fund kya hota hai?

English term: Mutual fund · Read in English

Mutual fund kai investors ka paisa ikattha karke use stocks, bonds ya dono mein invest karta hai. Ise SEBI-registered asset management company manage karti hai.

Har investor ke paas units hoti hain, jinki value yaani NAV fund ki holdings ke saath badalti hai. Fund har saal expense ratio charge karte hain.

Direct plan ka expense regular plan se kam hota hai, kyunki usme distributor commission nahi diya jaata.

Isse jude terms

NAV kya hota hai?NAV mutual fund ki per-unit value hai: total assets minus liabilities, divided by outstanding units. Yeh har business day mein ek baar calculate hota hai.
SIP kya hai?SIP ek tareeka hai jisme ek fixed amount regular interval par, aam taur par har mahine, aapke bank account se apne aap mutual fund mein invest hota hai.
Expense ratio kya hota hai?Expense ratio woh saalana fee hai jo mutual fund charge karta hai. Yeh aapke investment ke percentage mein hoti hai aur NAV se kaati jaati hai.
Index fund aur ETF kya hote hain?Index fund aur ETF stock chunne ke bajaye Nifty 50 jaise kisi index ko seedha copy karte hain. ETF exchange par share ki tarah trade hote hain.

Yeh sirf education ke liye hai, investment advice nahi. PaisaTrade broker ya SEBI-registered adviser nahi hai.