Investing aur funds

SIP kya hai?

English term: SIP (Systematic investment plan) · Read in English

SIP ek tareeka hai jisme ek fixed amount regular interval par, aam taur par har mahine, aapke bank account se apne aap mutual fund mein invest hota hai.

Har mahine same amount invest karne se price kam hone par zyada units aur price zyada hone par kam units milti hain. Ise rupee-cost averaging kehte hain.

SIP se discipline banta hai, lekin underlying market ka risk khatam nahi hota.

Example

₹5,000 har mahine 15 saal tak, 12% saalana return maan kar, lagbhag ₹25 lakh ban jaata hai, jisme se ₹9 lakh aapka apna contribution hota hai.

Isse jude terms

Mutual fund kya hota hai?Mutual fund kai investors ka paisa ikattha karke use stocks, bonds ya dono mein invest karta hai. Ise SEBI-registered asset management company manage karti hai.
Compounding kya hoti hai?Compounding ka matlab hai apne pichhle returns par bhi return kamana. Lambe samay mein isse paisa tez aur tez badhta hai.
CAGR kya hota hai?CAGR woh constant saalana growth rate hai jo kisi investment ko ek period mein uski start value se end value tak le jaata hai.

Yeh sirf education ke liye hai, investment advice nahi. PaisaTrade broker ya SEBI-registered adviser nahi hai.